The Nationwide Classic Credit Cards is meant for those people who are using Nationwide FlexAcccount which is a debit card as their main account. This Nationwide Credit Card provides interest free purchases for the first 56 days and with an APR of 19.9%. The credit card covers your things that has been lost by theft or any kind of burglary; provided they are of more than 50 pounds. Apart from that the customers also get an extended warranty of 12 months on all the electrical goods or gas products purchased. There is no annual fees charged in this credit card and the minimum credit limit is 500 pounds and the maximum is determined depending upon the status. Apart from that by just investing 29 pounds a year, you get card protection. It means that you can get your classic credit card secured to at the most 5 members of your family if your card is lost or stolen away.

The Nationwide Gold Credit Cards is another credit card offered by Nationwide with 0% interest charged on the purchases made for the first 3 months and 0% interest rate on the balance transfer for the nest 13 months. Just like the classic card, the Gold Classic Card is also provides warranty on all the gas and electrical products for 1year from the date of purchase. This Nationwide Credit Card is available at 16.9% APR with no annual charge. However this credit card is only meant for those people who are more than 25 years of age and have their annual income of more than 25,000 pounds. Those people who don’t have a good credit history are not eligible to apply for this credit card.

When you are availing a Nationwide Credit Card either Gold or Classic, you need to submit certain documents like your eligibility proof, address proof, UK citizenship proof and credit scores. It takes about a month or so to go through your documents for proof checking before you get your credit card.

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